Accucard credit cards are great, flexible cards with a low introductory APR is
10.6% for 6 months and no annual fee. After 6 months the APR reverts to 14%. You
only need to earn £5,500 to apply for an accucard and be over 18!
Capital One is another great credit card, it has great standard interest rates
and has a lower credit-card threshold, therefore it is easier to get accepted.
Some credit cards will tempt you with low balance transfer rates. But a few months
down the line, you're paying their much higher standard rate. So, transfer all
your store and credit card balances to Barclaycard
and we'll guarantee just 6.9% APR until paid off.