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More Than Credit Card


MORE TH>N, from Royal & Sun Alliance is an innovative credit card and a card that is designed to give freedom and flexibility when creating the ideal credit card. Customers can choose their own APR, cashback, servicing options and annual fee to suit their needs as they change over time.

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Choose from 9 Great Designs

Design your own card. First choose your background colour – black, white or green – then pick the image you like best. You’ll see your own individual card made up online. For a fee of £10, you can change your card design at any time in the future.

3 Card Packages

You don’t have to use the CardBuilder if you don’t want to. To help you select the MORE TH>N Credit Card we have created three ready made combinations. These three credit card packages are designed to reflect the needs of most of our customers. Remember, even if you choose one of the cards below when you apply, you can always change your card settings later on.


Balance Manager - want to spread your payments over a period of time or transfer a large balance from other cards? Choose the Balance Manager package which features:

  • online account servicing
  • a lower interest rate, which is a trade-off against
    no CashBack rewards and
  • a £10 annual fee

Select - use your credit card for occasional and perhaps large special purchases, such as holidays, gifts or maybe an unexpected repair bill? Then choose the credit card which gives you:

  • online account servicing
  • a lower interest rate, which is a trade-off against
    no CashBack rewards and
  • no annual fee*

CashBack – expect to use your credit card for most purchases and normally pay off your balance each month? We recommend the CashBack card. And remember, you can always change your mind later.

  • online account servicing
  • Maximum available CashBack rewards on purchases...
    in exchange for a higher interest rate and...
    no annual fee*
  • * In rare cases applicants may be required to pay
    an Annual Card Fee

 

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